Mobile-first, Dollarized Spend
The pain points for businesses are clear
- Currency instability erodes user trust when local balances lose value week to week.
- Dollar demand drives users to informal FX channels, leaving wallets outside the flow.
- Custody risk makes holding client deposits expensive and legally complex.
- Limited utility when stored value can’t easily be spent at merchants or withdrawn.
The NAKA solution
With NAKA, you can issue a virtual, (self)custodial Visa payment cards that gives your users a USDt balance they can spend instantly at over 150 million EMV-enabled merchants worldwide. Funds never touch your books, eliminating custody risk and licensing overhead. The value stays in the user’s self-custody, while you control the branded payment experience.
For wallet providers, this unlocks
- Dollarized balances without liability – offer USDt stability without holding deposits.
- Tap-to-pay utility – let users spend directly at merchants, online or offline, with no added integrations.
- Customizable business models – define your own fee structures, card features, and rewards.
- Higher engagement and retention – users no longer need to leave your platform to access dollar stability.
The result: a mobile-first product designed for the way LATAM users already live, digital, dollarized, and global, delivered without exposing your business to unnecessary regulatory or operational risks.